Low Rates

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GUARDIAN LEASE RATES

A recent cross-Canada survey conducted by Guardian Leasing showed that Guardian’s Lease Rates consistently ranked “as competitive” or “more competitive” than its closest competitors. Guardian consistently strives to offer each of its unique customer’s low rates and affordable payments for business equipment and vehicle financing. Why? We simply want you as a customer for life.

IS YOUR BANK REALLY BETTER VALUE?

Many businesses assume their bank offers low interest rates. With many banks offering small business loan rates or business government loan rates of Prime + 3% plus an additional 2% bank fee, is this really good value? In comparison, Guardian Lease rates are very competitive. Our exact pricing depends on the customer’s credit and financial history as well as asset quality. Generally we need to explore your transaction before we can provide you with our very best rates. But not to worry we won’t waste your time and unlike many banks we don’t charge any application fees. Apply Online and in as little as 24 hours we’ll review your credit and respond back to you.

THE LOW RATE GUARDIAN LEASE

When all factors are considered, Guardian Leasing provides its customers with a low cost lease rate. Small businesses and mid-sized businesses typically review ALL COSTS when it comes to business financing options. Obtaining a Guardian lease saves your business time and money. Bank delays can be expensive as your equipment is not installed and earning your revenue. With a Guardian lease typically your business will not have to incur the cost of a business plan, not incur additional accounting fees to update financial statements, not incur any loan application fees and not have to pay a home appraiser. Your business may even save more money by having a fully tax deductible payment. And for new businesses looking for startup capital, Guardian business financing can be the most important factor in getting your business started. How can you not place a value on that?

YOUR BANK LOAN (or CREDIT LINE) MAY BE MORE COSTLY THAN YOU THINK

All business bank loans and business lines-of-credit may more generally be called “demand loans”. Business owners would be wise to consider how a demand loan could affect their business and even personal assets. If your bank considers your financial statements insufficient, the bank has the option to demand immediate re-payment your loan. This event could cost a business thousands or tens of thousands of dollars in lost business income, additional fees to (hopefully) obtain a replacement loan and even cause your business to close if alternate financing is not readily available.

Simply complete our Online Application to explore how cost-effective a Guardian leasing can be or call us at 1-866-LEASE-58 and speak with an account manager concerning your financing needs.

*Rates subject to change without notice at any time. Rates are based upon credit history, transaction type, industry, asset leased, tangible security, amount leased and financial information. Rates upon request following credit authorization.